Question 1

What is the difference between SheltrIQ and Azibo?

Accepted Answer

Azibo is a banking-first platform for landlords: free business banking built for rentals, rent collection, and rental bookkeeping. SheltrIQ is tax-first: AI classification of expenses to Schedule E lines, depreciation tracking across 13 asset types, a cost segregation estimator, 1031 exchange deadline tracking, and REPS hour logging. Many landlords use Azibo for the bank account and SheltrIQ for year-round tax intelligence.

Question 2

Does Azibo do rental property taxes?

Accepted Answer

Azibo offers rental bookkeeping with tax-ready categorization and reports, which covers day-to-day recordkeeping. It is not built around the deeper tax positions landlords miss — cost segregation, MACRS depreciation setup, 1031 exchange deadlines, or real estate professional (REPS) hour tracking — which is where SheltrIQ focuses.

Question 3

Is SheltrIQ free?

Accepted Answer

SheltrIQ's free plan covers up to 3 properties with no credit card required and includes AI tax intelligence, depreciation tracking, and tenant management. Paid plans (Pro $15/mo, Business $29/mo) add bank sync, PDF exports, and unlimited properties.

Question 4

Can I use SheltrIQ and Azibo together?

Accepted Answer

Yes. They solve different problems and are complementary: Azibo can be your rental banking and rent-collection layer, while SheltrIQ handles AI expense classification, depreciation, cost segregation, 1031 tracking, and Schedule E reporting for tax time.

Feature	SheltrIQ	Azibo
Primary focus	Rental tax intelligence	Landlord banking + bookkeeping
Price to start	Free (up to 3 properties)	Free banking; paid bookkeeping tiers
AI Expense Classification	Yes — auto-classifies to Schedule E lines	Rule-based categorization
Schedule E Report	Full 19-line report with PDF export	Tax-ready reports / exports
Depreciation Tracking	13 asset types, MACRS mid-month, auto-setup	Not a focus
Cost Segregation Estimator	Built-in calculator	No
1031 Exchange Tracker	45/180 day deadlines, gain deferral	No
REPS Hour Logger	750hr threshold, 14 activity types	No
Tax Health Score	5-check AI scoring with savings estimate	No
Rent Collection	Tracking + reminders (no processing)	Yes — built-in ACH rent collection
Landlord Banking	No (focus on tax tools)	Yes — free business banking for rentals
Bank Sync	OFX/CSV import + SimpleFIN auto-sync	Native (in-platform accounts)
Tenant Management	Full CRUD + portal + maintenance	Leasing + screening tools

SheltrIQ vs Azibo

Choose SheltrIQ if you want...

Choose Azibo if you want...

Try SheltrIQ Free — No Credit Card Required

More Comparisons