SheltrIQ vs Baselane
Baselane is a banking-first platform with accounting. SheltrIQ is a tax-intelligence-first platform with property management. Different strengths for different needs.
| Feature | SheltrIQ | Baselane |
|---|---|---|
| Price | Free | Free (Smart $20/mo) |
| AI Expense Classification | Rules + AI few-shot learning | AI auto-tagging (Smart plan) |
| Schedule E Report | Full 19-line report with PDF | Schedule E category mapping |
| Depreciation Tracking | 13 asset types, MACRS, auto-calculate | Manual entry, custom timelines |
| Cost Segregation | Built-in estimator | Educational content only |
| 1031 Exchange Tracking | Full deadline tracker | No |
| REPS Hour Logging | 750hr threshold tracking | No |
| Tax Health Score | AI-powered scoring | No |
| Mileage Tracking | Yes, IRS rate | No |
| Banking | No | Virtual accounts per property, 2.63% APY |
| Bookkeeping Type | Schedule E focused | Double-entry, balance sheet |
| Bank Sync | OFX/CSV + SimpleFIN auto-sync | Plaid auto-sync (free tier) |
| CPA Shared Access | PDF export for CPA | Direct shared access (Smart plan) |
| Tenant Management | Full CRUD + portal | No |
| Maintenance Tracking | 14 categories, priority system | No |
| Rent Collection | Yes — ACH & card (Stripe) | Yes (ACH) |
| Mobile App | PWA (responsive web) | Needs improvement |
Choose SheltrIQ if you want...
- + Maximize tax deductions with AI
- + Track depreciation, cost seg, 1031, REPS
- + Manage tenants and maintenance
- + Free plan for up to 3 properties, no banking upsell
- + Privacy-focused, no data monetization
Choose Baselane if you want...
- + Integrated banking with per-property accounts
- + Double-entry bookkeeping
- + Direct CPA access to your books
- + Plaid bank sync on free tier
- + High-yield savings (2.63% APY)
Try SheltrIQ Free
AI-powered tax intelligence for landlords. No credit card, no banking upsell.
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