SheltrIQ uses AI to automatically classify expenses, track depreciation, and find deductions you're missing. The average landlord overpays $3,000-$12,000/year in taxes.
Built on Real Tax Law
SheltrIQ applies the same IRS rules a good CPA uses — automatically, on every transaction.
Every expense is checked for Betterment, Adaptation, and Restoration to decide repair vs. capital improvement — plus the de minimis ($2,500) and routine-maintenance safe harbors. Getting this wrong is the #1 landlord tax mistake.
Enter a purchase price and land/building split and SheltrIQ builds a 27.5-year MACRS schedule with mid-month convention — the single biggest deduction most landlords under-claim or miscalculate.
Classified expenses flow straight into a Schedule E that matches the IRS form, line for line — export it for your CPA or drop it into TurboTax, H&R Block, or FreeTaxUSA.
Platform
Three powerful pillars. One intelligent platform. AI does the hard work. You keep the savings.
AI-powered tax optimization that finds every deduction and keeps you compliant.
Manage tenants, maintenance, and operations from one dashboard.
Data-driven decisions with real-time analytics and projections.
Compare
The only free platform with AI tax classification and BAR test compliance.
| Feature | SheltrIQ (Free) | Stessa | Baselane | TurboTenant |
|---|---|---|---|---|
| AI Expense Classification | -- | Basic | -- | |
| BAR Test (Repair vs Improvement) | -- | -- | -- | |
| Tax Health Score | -- | -- | -- | |
| Schedule E Reports | Export only | -- | ||
| Depreciation Tracking | Docs only | Basic | -- | |
| Cost Seg Estimator | -- | -- | -- | |
| Mileage Tracker | -- | -- | -- | |
| Quarterly Tax Estimate | -- | -- | -- | |
| 1099 Detection | -- | -- | -- | |
| Bank Import (OFX/CSV) | -- | |||
| Multi-Property Support | ||||
| Price | Free | Free/$35 | $20/mo | Free/$99yr |
Privacy by Design
The AI that reads your documents runs on infrastructure we host — your bank statements and receipts aren't shipped off to a third-party AI.
Expense classification and document reading run on a language model we host ourselves — not OpenAI, not Google. Your financial records aren't sent to a third-party AI or used to train anyone's model.
Everything is encrypted in transit (TLS) and isolated per account with PostgreSQL row-level security — enforced in the database, so you only ever touch your own data.
No ad networks, no data brokers — we never sell or share your financial information. Export your full account as JSON, or delete it, whenever you want.
No Signup Required
Use these calculators without signing up. No strings attached.
27.5-year MACRS with mid-month convention
First-year savings from reclassifying assets
Current IRS rate with round-trip support
NOI-based capitalization rate analysis
Compare renting against buying costs
Evaluate potential investment properties
Tax-deferred exchange timeline and rules
Capital gains and depreciation recapture
PAL rules and $25K allowance phase-out
Real Estate Professional Status hours test
Quarterly estimates with safe harbor rules
Compare holding vs selling your property
Adjusted basis with improvements and depreciation
Getting Started
Enter your rental properties with purchase price, land value, and in-service date. We auto-create depreciation schedules.
Upload an OFX or CSV file from your bank. We parse every transaction and match it to a property.
Our AI categorizes each expense into the correct Schedule E line, applies safe harbors, and flags potential issues.
FAQ
Set up your properties, import a bank file, and see your Schedule E take shape — free for up to 3 properties.
Create Free AccountNo credit card required. Setup takes 5 minutes.