# SheltrIQ

> Free AI-powered rental property tax intelligence platform for small landlords (1-10 units).

SheltrIQ helps landlords stop overpaying on rental property taxes. It uses AI to classify expenses, track depreciation, generate Schedule E reports, and find missed deductions — saving landlords $3,000-$12,000/year.

## Core Features

- **AI Expense Classification**: Automatically categorizes rental expenses into IRS Schedule E line items using the BAR test (Betterment, Adaptation, Restoration)
- **Depreciation Tracking**: 27.5-year residential MACRS, bonus depreciation (100% under OBBBA), 13 asset types
- **Schedule E Reports**: Complete IRS Schedule E generation with all 19 line items, per-property breakdown
- **Tax Health Score**: AI-scored assessment of your tax optimization across 5 dimensions
- **Cost Segregation Estimator**: Identify accelerated depreciation opportunities (5/7/15-year assets)
- **1031 Exchange Tracker**: 45-day identification and 180-day completion deadline tracking with gain deferral calculations
- **REPS Hour Logger**: Real Estate Professional Status tracking with 750-hour threshold and material participation tests
- **QBI Calculator**: Section 199A Qualified Business Income deduction with 250-hour safe harbor tracker
- **Audit Defense Dashboard**: IRS audit risk scoring across 6 trigger categories
- **Tax Deadline Calendar**: All IRS deadlines plus lease/insurance renewals with .ics export
- **What-If Tax Scenarios**: Model buying properties, cost seg studies, S-Corp elections, and more
- **Predictive Cash Flow**: 12-month per-property forecasting with seasonal adjustment
- **CPA Collaboration Portal**: Read-only token-based access for your accountant
- **Rent Collection**: Stripe Connect ACH payments with automatic income classification
- **Tenant Portal**: Magic-link access for tenants (payments, maintenance, messaging)
- **Document Vault**: AI-powered document processing (receipts, 1098s, leases, insurance policies)
- **1099 Generation**: Vendor tracking with TIN encryption and 1099-NEC PDF generation
- **Property Photos**: Upload with AI condition analysis
- **Investment Metrics**: Cap rate, cash-on-cash, NOI, equity tracking per property and portfolio

## Free Public Tools (No Login Required)

- [Depreciation Calculator](https://sheltriq.com/tools/depreciation) — 27.5yr/39yr MACRS depreciation
- [Cost Segregation Estimator](https://sheltriq.com/tools/cost-seg) — Accelerated depreciation ROI
- [Mileage Tracker](https://sheltriq.com/tools/mileage) — IRS standard rate calculator ($0.70/mi)
- [Cap Rate Calculator](https://sheltriq.com/tools/cap-rate) — Capitalization rate analysis
- [Rent vs Buy Calculator](https://sheltriq.com/tools/rent-vs-buy) — Rent vs buy comparison
- [Deal Analyzer](https://sheltriq.com/tools/deal-analyzer) — Investment property analysis (NOI, DSCR, GRM)
- [1031 Exchange Calculator](https://sheltriq.com/tools/exchange-1031) — Tax-deferred exchange analysis
- [Sale Tax Calculator](https://sheltriq.com/tools/sale-calculator) — Capital gains and recapture
- [Passive Loss Calculator](https://sheltriq.com/tools/passive-loss) — $25K allowance and AGI phase-out
- [REPS Calculator](https://sheltriq.com/tools/reps-calculator) — Real Estate Professional Status test
- [Tax Estimator](https://sheltriq.com/tools/tax-estimator) — Federal tax with rental income
- [Keep vs Sell Calculator](https://sheltriq.com/tools/keep-vs-sell) — NPV and break-even analysis
- [Cost Basis Calculator](https://sheltriq.com/tools/cost-basis) — Adjusted basis with improvements

## Blog / Tax Guides

- [Schedule E Guide](https://sheltriq.com/blog/schedule-e-guide)
- [Landlord Tax Deductions](https://sheltriq.com/blog/landlord-tax-deductions)
- [BAR Test Guide](https://sheltriq.com/blog/bar-test-rental-property)
- [REPS Qualification Guide](https://sheltriq.com/blog/reps-qualification-guide)
- [1031 Exchange Guide](https://sheltriq.com/blog/1031-exchange-guide)
- [QBI Deduction Guide](https://sheltriq.com/blog/qbi-deduction-guide)
- [Bonus Depreciation Guide](https://sheltriq.com/blog/bonus-depreciation-guide)
- [Safe Harbor Elections](https://sheltriq.com/blog/safe-harbor-elections)
- [Landlord Insurance Guide](https://sheltriq.com/blog/landlord-insurance-guide)
- [REPS Audit Guide](https://sheltriq.com/blog/reps-audit-guide)
- [Suspended Passive Losses](https://sheltriq.com/blog/suspended-passive-losses)
- [NIIT Tax Guide](https://sheltriq.com/blog/niit-tax-guide)
- [Quarterly Tax Estimates](https://sheltriq.com/blog/quarterly-tax-estimates)

## Pricing

Free forever for landlords with 1-10 rental units. No credit card required.

## Full reference

- Complete AI reference (all features, tools, guides, state guides, comparisons, key
  tax facts, FAQs): https://sheltriq.com/llms-full.txt

## Links

- Website: https://sheltriq.com
- App: https://app.sheltriq.com
- API: https://api.sheltriq.com